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Motor Vehicle Accident Compensation in New York If you suffer injuries from a motor vehicle collision that the state of New York deems serious, you may be able to file a lawsuit seeking compensation. Your attorney can tell whether your injuries fall within the threshold. Insurance companies are skilled in denying the severity of your losses. This can lead to settlement offers that fall short of what you're looking for. Damages If you've been injured in a car accident, you may be entitled to compensation. These damages are meant to cover your costs and losses, including medical bills, lost income, and property damage. You can also get compensation for suffering and pain. This kind of compensation is more subjective and can be difficult to quantify. A competent lawyer for torts can assist you in obtaining maximum damages for your injuries. If, for instance, you sustain an injury that causes a permanent impairment of your leg or arm and leg, you may be able to claim compensation for future costs associated with the impairment. These might include physical therapy, surgeries and prosthetics, as well as equipment. A permanent loss of a limb or disfigurement can trigger emotional trauma for the rest of your life and reduce the quality of life. This is known as mental anxiety. Non-economic damages are more intangible and insurance companies often attempt to diminish these types of damages. However, motor vehicle accident attorneys baton rouge seasoned tort lawyer from Morgan & Morgan can make sure that you receive the full value of general damages in your case. Medical bills If you're injured in a motor vehicle accident medical bills can build up quickly. You may be overwhelmed by the expenses particularly if you're still recovering from your injuries. Fortunately, there are a number of different ways in which car accident victims can receive help with medical bills. In New York, all drivers are required to carry Personal Injury Protection (PIP) which covers the initial medical expenses of a victim after an accident. PIP will also cover the loss of income for up to 90 days in the event that an accident victim is not able to work. Medicare and health insurance could also pay for medical expenses in addition to PIP. The only catch is that a patient must be able to prove the cost is related to the accident by submitting medical bills and receipts. Some doctors and hospitals let an accident victim make a payment agreement in exchange for a lien against the victim's personal injury verdict or settlement. These liens are also known as medical liens. If you fail to settle these liens within a reasonable amount of time the debts may be transferred to collection. By storing and tracking their mileage receipts, victims may also be able to claim reimbursement for travel expenses to and from a medical appointment. Loss of wages If you have to miss work due to a motor vehicle crash, it can be very difficult to pay the bills. Losing a few weeks of pay or even a full month could be a major blow to many Americans who live paycheck to paycheck. Car accident victims are often in a position to recover lost wages by filing lawsuits arising from car accidents. Typically, claims for lost wages are determined by determining the amount of time that an injured person would have worked regardless of their injuries. This could include any missed shifts, overtime hours, and also any work done during the hospitalization. To prove loss of income, a demand must be made for documents from the plaintiff's employer. This can include letters that verify the time spent away from work, and their hourly rate or salary. Other documents could include pay stubs, copies of the injured person's tax return for the previous year. It is important to file the demand package as quickly as you can following a car accident. The person who was injured will be able to get the most benefit from their claim. Additionally the evidence of the accident is more convincing if it is given as soon as it is possible. Suffering and pain The physical and emotional stress that result from a car crash can be extremely difficult to place a value on. But, it's essential to seek compensation for these losses in your case. These are known as non-economic damages. They can be the result of your pain and suffering, loss of enjoyment of life and post-traumatic stress disorder (PTSD) and much more. It can take a while to fully comprehend the impact your injury has had on you, so these costs are not as easy to quantify as medical expenses or lost wages. Your lawyer can use one of two methods to determine your pain and damages. The multiplier method is the most common. It involves adding the total amount of your economic damages, including past and future medical expenses, lost income because of your injury, and property damage, and then multiplying them by a number ranging from 1.5 to 5 to arrive at your total economic damages. The higher the number is the more serious your injuries are considered. Per diem is another way to gauge the amount of the extent of suffering and pain. Your lawyer could ask the jury to give you a dollar amount for each day you continue to suffer. This is especially beneficial to accident victims who work outside of the home or struggle to take care of children while they recover from their injuries.